What to do BEFORE & AFTER a Hurricane Strikes
Preparing for the Hurricane
BE PREPARED BEFORE THE HURRICANE HAPPENS
BE PREPARED BEFORE THE HURRICANE HAPPENS
Before the Hurricane
Useful Tips to Help You Prepare for Hurricane Damage
When your home or business suffers damage caused by a storm, hurricane, or wind damage of any kind, from tropical storms to blizzards, being caught without a safety net that protects your life and your assets can be more catastrophic than the act itself.
The key to filing and successfully receiving the deserved compensation for your loss is to have everything.
If you have suffered from Hurricane Damage, Storm Damage, or a Tropical Storm.
Call us as we can assist immediately.
(800) 496-4496 We answer our calls 24/7. With over 35 years of experience, we can direct you to the appropriate professionals to help mitigate the hurricane storm damage and help you begin the recovery process.
BE PREPARED BEFORE THE HURRICANE HAPPENS
BE PREPARED BEFORE THE HURRICANE HAPPENS
BE PREPARED BEFORE THE HURRICANE HAPPENS
Hurricanes are a fact of life.
From Texas, along the Southern Coast to Florida and up the east coast to Maine,
we are here to help.
When you have a Hurricane or tropical storm-related insurance claim, you can benefit from the guidance of a licensed Public Insurance Adjuster.
There is no upfront cost.
Over the last 35 years, We have gotten our clients more money time and time again. While nothing is guaranteed, our track record illustrates that we get a higher insurance settlement for our clients
Ideally you should call a Florida Public Adjuster BEFORE you contact your insurance company on a Hurricane Insurance Claim.
If you have already started the claims process make sure to follow these steps
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AFTER THE HURRICANE
BE PREPARED BEFORE THE HURRICANE HAPPENS
Hurricane Insurance Claims
- Obtain a complete copy of your insurance policy including the named insured and your policy number
- note the name of the person you reported your insurance claim to
- note the claim number assigned to your case.
- Take business cards from everyone you interact with from the insurance company.
- Be extremely careful with the forms you sign!
- Take Photos & Videos of your damages!!
- If in doubt you should call a public adjuster first.
- Speak with a Licensed, Bonded and Insured Public Adjuster now (800) 446-4496
Hurricane Insurance Claims
Hurricane Insurance Claims
Hurricane Insurance Claims
Prepare and keep documentation on all of your assets.
- Take photos of everything you own of significant value
- Take multiple-shot photos of the inside and outside of your home - Be as detailed as possible.
- Keep a written inventory of every item of value in your home, complete with brand name/model/serial number, as well as purchase date, location, and price if possible.
- Scan all vital documentation for everyone in your home, including license, passport, birth certificates, etc. Upload it all into secure cloud storage so that the information is safe to refer to for the claim.
Why do I need help?
Hurricane Insurance Claims
What is a Public Adjuster
Why Hurricane Storm Insurance Claim policyholders need professional assistance when you have a hurricane storm damage related loss.
Prepare emergency bags for each family member ahead of time
So you can be ready for an evacuation at any given time. Include clothes, toiletries and medications just in case. It will also save time when you’re attempting to evacuate your home or business.
Be sure to understand exactly what’s happening.
Familiarize yourself with information, terminology and area procedure for storms, hurricanes, etc. Be sure you’re equipped with the right information so that you know what to do in the event of an emergency.
What is a Public Adjuster
Hurricane Insurance Claims
What is a Public Adjuster
Getting a public insurance adjuster involved in your claim early can help you get paid fairly and avoid claim submission mistakes we often see in catastrophe situations.
A public insurance adjuster is licensed to represent your best interest, document damages, file and negotiate your claim with the insurer. Don't wait for your claim to be underpaid or denied. A Public Adjuster is the only adjuster specifically licensed by the State to represent you, the Insured.
Lightman and Fields belong to the State Association of Public Insurance Adjusters and our main responsibility is to protect you and your interests in claims against a loss with your insurance company.
We adhere to a strict Code of Ethics and are able to take advantage of the best quality continuing education in the country.
Additionally, as an FAPIA member we have a network of resources to best assist you in handling your insurance claim.
Hurricane and Storm Damage Insurance Claims
UnderPaid Claims
- If you feel you feel the settlement offer from the insurance company regarding your Hurricane and Storm Damage Insurance Claim.You do not have to accept your insurance company underpayment. You have the right to hire a professional to assist in maximizing your insurance claim maximize your financial recovery. Call us for a free claim evaluation (800) 496-4496
Initial Claims
- The best time to hire a public adjuster is as soon as possible once the Hurricane and Storm Damage has occurred. Let our experienced public adjusters navigate the claim. We are committed to making your settlement process as P A I N L E S S as possible.
Denied Claims
- Many insurance claims for water leak damage, plumbing leak damage or any other type of water damage claims are wrongfully denied by the insurance company. You do not have to accept the wrongful denial as the final word. In most cases, we can turn that denial around and get you the insurance claim compensation you deserve.
Call us for a free claim evaluation call now (800) 494-4496
Do I Need a Public Adjuster?
We are often asked: Do I need a public adjuster to help with my insurance claim for damage to my home or business??
The Short Answer is Yes. Whether you’re a homeowner or a business owner, the fact is that filing a claim and seeing the process through to the end can be tedious, exhausting and frustrating. You can certainly do it yourself, but take the time to find out more - In the majority of situations we have proven to be effective in securing our clients with additional funds.